Skip to main content
Article

A Knowledge Capabilities Financial Model Based on the Performance of Fashion Enterprises: Micro, Small, and Medium

Authors: Windi Novianti (Universitas Komputer Indonesia, Bandung 40132, Indonesia) , Umi Narimawati (Universitas Komputer Indonesia, Bandung 40132, Indonesia.) , Godwin Ahiase (Adonai University College of Research & Entrepreneurship, Ho, Ghana) , Panji Pramuditha (Universitas Pendidikan Indonesia, Bandung 40154, Indonesia.)

  • A Knowledge Capabilities Financial Model Based on the Performance of Fashion Enterprises: Micro, Small, and Medium

    Article

    A Knowledge Capabilities Financial Model Based on the Performance of Fashion Enterprises: Micro, Small, and Medium

    Authors: , , ,

Abstract

This study investigates the relationship between financial knowledge capability and MSME performance in West Java, Indonesia, and explores the mediating role of digital marketing and intelligent financial technology. Structural equation modeling was utilized to analyze 375 MSMEs, revealing a significant impact of Financial Knowledge Capability on MSME's performance. Moreover, the study finds that digital marketing and intelligent financial technology mediate this relationship positively, with digital marketing awareness of utilizing intelligent financial technology identified as a key determinant of MSME performance. This research shows that with efforts to improve the role of digital marketing effectively, MSMEs can increase their competitiveness in the market and grow their business significantly. Intelligent Financial Technology allows MSMEs to access financial services such as loans, payments, and investments more easily and quickly. It concludes that specific strategies can be implemented to maximize these contributions.

Keywords: Knowledge Capabilities Financial; Digital Marketing; Intelligent Financial Technology; MSMEs Performance

How to Cite:

Novianti, W., Narimawati, U., Ahiase, G. & Pramuditha, P., (2024) “A Knowledge Capabilities Financial Model Based on the Performance of Fashion Enterprises: Micro, Small, and Medium”, Australasian Accounting Business and Finance Journal 19(2): 5, 80–96. doi: https://doi.org/10.14453/aabfj.v19i2.05

Rights: In Copyright

Downloads:
Download PDF

16 Views

7 Downloads

Published on
2024-04-15

Peer Reviewed

License

CC BY-NC-SA 4.0